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Thursday, September 6, 2007
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Thursday, September 6, 2007
12 Cost-effective Ways to Keep Your Child Safe around the Home
About 2-1/2 million children are killed or injured by hazards in the home each year. The good news is that many of these occurrences can be prevented by using simple child safety devices that are readily available today.
You can childproof your home for a minimal cost without compromising the safety of your child and without paying a fortune for a professional to do the job. And safety devices are easy to find. You can buy them at hardware stores, baby equipment shops, supermarkets, drug stores, home and linen stores, and through mail order catalogues.
Here are some child safety devices that can help prevent many injuries to young children.
1. Safety latches and locks are a must have item on cupboards in kitchens, bathrooms, and other areas to prevent poisoning from medication and cleaning products. This will also prevent injuries from knives and other sharp objects.
Look for safety latches and locks that adults can easily install and use, but are sturdy enough to withstand pulls and tugs from children. Safety latches are not a guarantee of protection, but they can make it more difficult for children to reach dangerous substances.
Typical cost of a safety latch or lock: less than $2.
2. Preventing falls or keeping children out of areas where danger lurks can be helped by the use of safety gates.
It is best to buy safety gates that children cannot dislodge easily, but that adults are able to open without any problems. For the top of stairs, gates that screw to the wall are more secure than "pressure gates."
Typical cost of a safety gate: $13 to $40.
3. Use Door Knob Covers and Door Locks to help prevent children from entering rooms and other areas with possible dangers. Door knob covers and door locks can help keep children away from places with hazards, including swimming pools.
Be sure the door knob cover is sturdy enough not to break, but allows a door to be opened quickly by an adult in case of emergency. By restricting access to potentially hazardous rooms in the home, door knob covers could help prevent many kinds of injuries.
Typical cost of a door knob cover: $1 and door lock: $5 and up.
4. Use Anti-Scald Devices for water taps and shower heads. Anti-scald devices for regulating water temperature can also help prevent burns.
Typical cost of an anti-scald device: $6 to $30.
5. Use Smoke Detectors on every level of your home and near bedrooms to alert you to fires. Smoke detectors are essential safety devices for protection against fire deaths and injuries.
Check smoke detectors once a month to make sure they're working. If detectors are battery-operated, change batteries at least once a year or consider using 10-year batteries.
Typical cost of a smoke detector: less than $10.
6. Use Window Guards and Safety Netting to help prevent falls from windows, balconies, decks, and landings. Window guards and safety netting for balconies and decks can help prevent serious falls.
Typical cost of a window guard or safety netting: $8 to $16.
7. Use bumpers on corners and edges to help prevent injuries from falls against sharp edges of furniture and fireplaces. Corner and edge bumpers can be used with furniture and fireplaces to help prevent injuries from falls or to soften falls against sharp or rough edges.
Typical cost of a corner and edge bumper: $1 and up.
8. Use Outlet Covers and Outlet Plates to help prevent electrocution. Outlet covers and outlet plates can help protect children from electrical shock and possible electrocution.
Be sure the outlet protectors cannot be easily removed by children and are large enough so that children cannot choke on them.
Typical cost of an outlet cover: less than $2.
9. Use a Carbon Monoxide (CO) Detector outside bedrooms to help prevent CO poisoning. A carbon monoxide (CO) detector can help prevent CO poisoning. Consumers should install CO detectors near sleeping areas in their homes. Households that should use CO detectors include those with gas or oil heat or with attached garages.
Typical cost of a carbon monoxide (CO) detector: $30 to $70.
10. Cut Window Blind Cords; use Safety Tassels and Inner Cord Stops to help prevent children from strangling in blind cord loops. Window blind cord safety tassels on miniblinds and tension devices on vertical blinds and drapery cords can help prevent deaths and injuries from strangulation in the loops of cords. Inner cord stops can help prevent strangulation in the inner cords of window blinds.
For older miniblinds, cut the cord loop, remove the buckle, and put safety tassels on each cord. Be sure that older vertical blinds and drapery cords have tension or tie-down devices to hold the cords tight. When buying new miniblinds, verticals, and draperies, ask for safety features to prevent child strangulation.
11. A common injury in children is crushed or pinched fingers and hands from doors. The use of door stops and door holders will help to avoid this type of injury.
Typical cost of a door stop and door holder: less than $4.
12. Use a Cordless Phone to make it easier to continuously watch young children, especially when they're in bathtubs, swimming pools, or other potentially dangerous areas.
Cordless phones help you watch your child continuously, without leaving the vicinity to answer a phone call. Cordless phones are especially helpful when children are in or near water, whether it's the bathtub, the swimming pool, or the beach.
Typical cost of a cordless phone: $30 and up.
Anne Wolski has worked in the health and welfare industry for more than 30 years. She is the owner of http://www.mummansun.com, a discount retail outlet, and a co-director of http://www.betterhealthshoppe.com which is an information portal with many interesting medical articles. She is also an associate of http://www.timzbiz.com which features many articles on internet marketing and resources.
Anne Wolski has worked in the health and welfare industry for more than 30 years. She is the owner of http://www.mummansun.com, a discount retail outlet, and a co-director of http://www.betterhealthshoppe.com which is an information portal with many interesting medical articles. She is also an associate of http://www.timzbiz.com which features many articles on internet marketing and resources.
Advice For Parents Who Have A Child In Debt
It can be very worrying for a parent when they are informed that one of their children is in debt. They often want to find an instant solution but can be unsure of where to go to seek help. In this article I give advice on what in my opinion is the best way of helping this child, who of course is likely to be an adult themselves. I hope that the article can be of help and benefit to many people.
There are a number of solutions to different problems that we come across in life and the advice I give in this article may not be suitable in every debt situation but is the way I would deal with my own childs debt problem.
One of the first people to contact would be one of the national organisations which deal with debt such as the national debt line. When your child had the courage to admit to their debt problem it would probably have come as a bit of a shock. The people at these organisations hear these same stories everyday and will have a great deal of information and advice to help you.
One solution that many parents think of is to basically pay off all of their childs debt straight away. They may contact each company that the child has a debt with and then make a payment to clear the debt. This is what I am sure the child would love to happen and may well work in the long run. I believe that this solution is however wrong as it does not really teach the child a lesson and why should the parents have to bail them out. Who is to say that in five years time the child will not be in the same situation again. A lot of them no doubt would not be and will be bright enough to stay out of debt in the future and will also be very grateful to their parents for being so generous. I have however heard of many cases where the child does not learn and then continues to perhaps over spend and soon becomes in debt again.
My advice would be to start the child on a debt management plan. This can be organised via the national debt line and is a free service. The beauty of this plan is that the interest from the debt is frozen and it is the interest that is normally what makes the debt become so large. The child then agrees an amount to pay each month, an amount that they have worked out that they can afford and then the debt slowly but surely starts to reduce. The amount that they have agreed to pay is normally far lower than the minimum monthly payment that they had been paying towards the debt which was likely to have only covered the interest anyway.
The child can see that within a certain period their debt will be cleared, should be happy that the interest is frozen and will also learn about debt management for the future. The advice the specialist who is assigned to their case will provide will be invaluable. The parents could help out financially on any month when their child is struggling to make the agreed payment as it is important to keep up with the repayments.
Stephen Hill helps to promote a number of websites including:
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Moving Out the No-Tears Way
by: Neoli Marcos
Leaving a home can be emotional. As the rooms gradually empty out its contents into packing boxes, you can't help but feel a sense of sadness. It's not just some roof over walls you're leaving but countless, un-exchangeable memories with your loved ones that took years to build
Cry all you want, but make sure it's because of nostalgia, and not because of stress. Yes, stress. Here are a few tips then to make house moves as no-tears as possible
Discard like a devil. So you're sentimental and you don't want to ever throw away that wooden rocking horse. Consider if you've got space for it in the new house you're moving in. If you think it'll just remain in the basement anyway, and then discard it right now. Or you might want to hold a garage sale. Get rid of junk and make fast buck at the same time.
Pack like a care bear. You'll need lots of newspapers and bubble wrap for this. (Remember, never a dull moment with bubble wrap) Wrap and stuff glasses with newspapers. It's good if you had saved your appliances' original boxes because that's where they're safest. You can also wrap breakables in towels or sheets. The thing to remember here is that if you want your things to survive the trip to the new house, go the extra mile in packing them.
Label like a vandal. You'll need markers for this and a patient wrist. Ideally, you should label boxes (on top and sides) with names of where they're going in the new house to make it easier for the movers. To make it easier on your part, label the boxes with their original location in the old house as well. That way you know where you can get anything.
Prepare like a true boy scout/girl scout. Make lists of things to do, and plan ahead. Don't scrimp on the moving company that you'll hire. They've got hardy and friendly folks who'll save you from the backache. But if you're up for the challenge, and you want to get real intimate with the process, you can also rent a moving truck and do the hard work yourself.
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Neoli writes articles and press releases for http://www.ozfreeonline.com. This piece he made served as an article exclusive for http://realestate.ozfreeonline.com - where in it offers a comprehensive list of office & commercial real estates, homes for rent or sell and an apartment finder to thousands of properties in Australia.
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